Water-Damage Insurance Claims: 7 Insider Tips to Maximize Your Payout

ServiceMaster and RestorationMasterFinder note that water is the second most common U.S. property claim, behind wind and hail.  Yet many homeowners leave money on the table.

  1. Read the policy before disaster hits. Floodwater needs a separate NFIP or private-market endorsement.
  2. Document, then discard. Photograph each item front, back, and serial number. Keep debris until adjusters approve disposal.
  3. Keep a loss log. Date, rep name, call summary—everything.
  4. Leverage multiple estimates. Competing bids are negotiating ammo.
  5. Mitigate immediately. Receipts for fans and tarps prove diligence.
  6. Use a public adjuster on losses over $10 K; they work for 10–15 % of the final settlement.
  7. Remain cordial but firm. The first offer is rarely the best.

Need an insurer-ready estimate? Call our licensed, 24/7 team at (888) 641-7001.

Our Services

Leak Detection

Hidden leaks can cause major damage before you even notice them. Whether from aging pipes, root intrusion, or high water pressure, early detection is crucial.

Our expert team uses advanced tools to find and fix leaks behind walls, under floors, or beneath foundations—fast and with minimal disruption.

Call (888) 641-7001 today for leak detection service anywhere in Los Angeles.

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Mold Inspections

Mold often grows unnoticed in walls, ceilings, or crawl spaces. Left unchecked, it can lead to serious health issues and property damage.

Our team uses advanced detection tools to inspect your home thoroughly and identify hidden mold before it spreads.

Call (888) 641-7001 today for mold inspection service anywhere in Los Angeles.

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Mold Removal

Once mold is found, fast action is essential. Mold can weaken structures and affect indoor air quality.

We use safe, professional methods to remove mold completely—protecting your home and your health.

Call (888) 641-7001 today for mold removal service anywhere in Los Angeles.

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Water Damage Restoration

Floods, leaks, or burst pipes can cause immediate and long-term damage to your property. The sooner you act, the more you can save.

We respond quickly to extract water, dry affected areas, and restore your space to pre-damage condition.

Call (888) 641-7001 today for water damage restoration anywhere in Los Angeles.

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Waterproofing

Moisture can seep into your home through foundations, walls, or basements—leading to mold and structural issues.

We provide professional waterproofing solutions that keep your property dry, safe, and protected long-term.

Call (888) 641-7001 today for waterproofing service anywhere in Los Angeles.

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Contents

Water damage doesn’t just impact walls—it can ruin furniture, documents, electronics, and personal items.

Our team helps recover and restore your belongings quickly and carefully using specialized drying and cleaning techniques.

Call (888) 641-7001 today for content restoration service anywhere in Los Angeles.

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